One of the key areas that we at Claremont Wealth advise our clients is retirement planning, the process of determining retirement income goals, and the actions and decisions necessary to achieve those goals. Retirement planning includes identifying sources of income, estimating expenses, implementing a savings program and managing assets. Future cash flows are estimated to determine if the retirement income goal will be achieved. As an independent company Claremont can evaluate a range of retirement products from an international range of institutions. This process will ensure the best possible advice is provided.